Vahedi, Reza, Najafi, Sayed Esmaeail, Hosseinzadeh Lotfi, Farhad. “Promote Mobile Banking Services by using National Smart Card Capabilities and NFC Technology .” Journal of Information Systems and Telecommunication (JIST) , vol. 4, no. 15, 2016, pp. 1-10. 10.7508/jist.2016.03.005